Health Insurance for Quality Healthcare


Health insurance is a type of insurance coverage that typically pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured.

Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

It is often included in employer benefit packages as a means of enticing quality employees, with premiums partially covered by the employer but often also deducted from employee paychecks.


Also Read: How to Prevent Skin Pigmentation and Discoloration During Pregnancy

We aim to provide an intelligent platform to Indians who wish to choose the best suited Health Insurance among available options. Our user-friendly online Health Insurance comparison tools help you get a vivid idea of the options available in the market.


Features of the Health Insurance Platform

There is so much you can do by using the Health Insurance platform. Some of this services include:

1. Easy access to renewing your policies: You can review your premiums, coverage, and policies with this platform.


2. Manage funds: With The MetLife eService platform, you can make payments and even print all information.

3. Update your personal information: You can change your personal data easily do so by using this service.


4. Stay Current: Every little information about promotional and updates will get to you via the our official website.

Types of Health Insurance

There are two main types of health insurance: private and public, or government. There are also a few other, more specific types.

  • Private Health Insurance
  • Public, or Government, Health Insurance
  • Individuals Health Insurance
  • Family Health Insurance
  • Employers Health Insurance
  • Providers Health Insurance
  • Agents/Brokers Health Insurance

Plans of Health Insurance

1. Platinum: covers 90% on average of your medical costs; you pay 10%

2. Gold: covers 80% on average of your medical costs; you pay 20%

3. Silver: covers 70% on average of your medical costs; you pay 30%

4. Bronze: covers 60% on average of your medical costs; you pay 40%

5. Catastrophic: Catastrophic policies pay after you have reached a very high deductible ($8,150). Catastrophic plans must also cover the first three primary care visits and preventive care for free, even if you have not yet met your deductible.

Top 10 Health Insurance Companies in World

Here are some of the best international health insurance companies:

1. IMG

IMG is a health insurance company, focusing on international and travel health insurance for individuals, families, and companies.

Their three most popular plans include Global Medical Insurance, Global Mission Medical Insurance, and Global Crew Medical Insurance.

2. Foyer Group

Foyer Group is a leading international health insurance company headquartered in Luxembourg. They offer comprehensive plans for expats worldwide through their brand Foyer Global Health. They specialize in offering a wide range of health insurance coverage options for expats, students, foreign workers, families and individuals.

3. AXA

Headquartered in France, AXA is one of the leading life and health insurance companies, with operating bases around the world. It offers five different international insurance policies: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus.

4. Generali Global Assistance

Founded as far back as 1831, the Generali Group is part of Europ Assistance, and aimed mostly at health insurance for businesses with globally mobile employees and employee groups.

There are three different “core plans”, Select, Classic and Premier, and three additional outpatient options. Compliant worldwide, including North America.

5. Cigna

Cigna is one of the earliest insurance companies, dating back to 1792.

They offer different levels of coverage for individual health insurance: Silver, Gold, and Platinum. They also offer group health insurance as well as other insurance services across Europe, Asia, and North America.

6. Allianz Worldwide

Another capable, experienced, and well-known insurance company, Allianz offers three different coverage plans, Essential, Classic and Premier, with optional add-ons, such as maternity and dental coverage.

They operate worldwide and are based across Europe, the Middle East, Asia, Australia, the Americas and Africa.

7. Aetna International

Aetna International is the international subsidiary of the US-based company Fortune 100, which boasts a 160-year experience.

Aetna International offers the MHP Classic Plan and MHP Exclusive Plan for US citizens moving abroad, and Aetna Pioneer Plans for non-US citizens. Get a free quote now!

8. Bupa Global

Bupa is a health insurance provider headquartered in the UK, with other bases of operation across Australia, EU countries, as well as Latin America, the Middle East and Asia.

Its partner GeoBlue offers health insurance coverage for US citizens travelling abroad or anyone moving to the US.

9. GeoBlue

GeoBlue insurance offers international medical insurance plans for U.S. employers sending their employees on assignment abroad as well as to individual travellers.

There are five different types of plans to choose from, with different levels of coverage. GeoBlue Xplorer is one of the most popular plans.

10. Expacare Global Healthcare

This company has more than 35 years of experience and offers policies underwritten by insurers within Lloyd’s of London.

Mostly suited for expats who intend to live in one of the EU States. Their policies are personalized for individuals and families, international students, and groups and companies.


Our companies have a 24/7 helpline which you can call in case of an emergency. They also have established procedures on how you can make a claim if you need to – usually online. Make sure you learn how you can make a claim before you purchase the insurance plan by asking directly or reading brochures.

You will need proof you received medical attention or treatment, such as prescriptions, a hospital bill, pharmacy receipts, etc. so make sure you save them.